Condo · Key West · Monroe County

3314 Northside Dr #46, Key West

Broker-advertised short sale subject to lender approval. One 2-bedroom / 2-full-bath / 1-half-bath condo with 1,100 living SF, covered deeded parking and a community pool. Reported $1,295 monthly HOA includes exterior building insurance and maintenance; current rent and rental permission are not established.

Recorded status: Broker page reported active; recheck availability. Checked: Oct 18, 2026.

Dated listing record · recheck availability and legal unit count.

Asking price: $392,000

Monthly rent · Scenario: Not reported

Unit mix & possession

One condo offered: 2 bedrooms, 2 full baths and 1 half bath. Occupancy and delivery terms are unknown.

Reported units: 1
Reported listing area: 1,100 sq ft
Reported year built: 1985
Asking / reported sq ft: $356
HOA / month: $1,295
Reported 2024 tax / year: $3,862
HOA + historical tax / month: $1,617

CALCULATED FROM REPORTED FIGURES

$1,617/month goes to reported HOA and historical tax alone. Rental income would have to cover this plus the remaining ownership costs.

HOA + historical tax only. Excludes insurance, assessments, upkeep and financing; buyer taxes can change.

SIEARN TAKE

Why we’re tracking it

An expressly advertised Key West short sale at $392,000. The $1,295 monthly HOA is material; no rent, net return or below-market discount is established.

LISTING AGENT’S DESCRIPTION · SUMMARY

One condo offered: 2 bedrooms, 2 full baths and 1 half bath. Occupancy and delivery terms are unknown.

Current broker availability after the August relisting, lender approval, possession, legal rental use, association assessments, permitted bedrooms and complete insurance coverage remain unresolved.

Listed by Berkshire Hathaway HomeServices Keys Real Estate / Knight & Gardner Realty · observed Oct 18, 2026Read the full agent description at BHHS Keys Real Estate / Knight & Gardner ↗

View broker photos (opens broker website)

Broker info & key considerations To confirm

Short sale · lender approval required

Obtain written lender terms, lien/title review, current availability and possession conditions.

Short sale is subject to lender approval; no written approval, REO ownership or foreclosure auction has been verified. Redfin FLKMLS history shows March 2026 contingency followed by August 10 relisting; current pages display for sale, but broker confirmation of present availability is still needed.
Reported $1,295/month HOA does not establish assessment balances or complete wind, flood and interior coverage. Obtain the association budget, reserves, insurance and assessment notices.
Rental eligibility, lease duration, current occupancy and rent are unknown. Key West licensing and association approval require exact-unit review; no transient rental entitlement is assumed.
Broker IDX reports AE flood zone; the listing architecture label Above Flood is not an official flood or elevation determination.
Historical tax $3,862.30 is labeled 2024 by the IDX; Redfin public-tax history shows $4,284 for 2025. Buyer taxes can change. Redfin public-record summary lists 3 bedrooms versus 2 in the current listing; confirm permitted layout.

Source evidence and diligence

Financial figures observed Oct 18, 2026. Reported income is not audited collections. Editable estimates, financing and saved assumptions are separate from these source facts.

Gross rental yield basis

Needs supported whole-property rent or your rent assumption and a positive asking price. Unknown rent is not zero.

Sources

BHHS Keys Real Estate / Knight & Gardner · MLS 615693 · short sale subject to lender approvalSource observation · Oct 18, 2026
Buy Key West broker IDX · MLS 615693 · 2024 historical tax and reported AE flood zoneSource observation · Oct 18, 2026
Redfin · FLKMLS 615693 · March contingency, August relisting and 2025 public-tax historySource observation · Oct 18, 2026

Questions to resolve

Obtain written lender terms, lien/title review, current availability and possession conditions.
Verify association rental rules, exact-address licensing, assessments and buyer eligibility before estimating income.
Obtain official flood/elevation records, current insurance quotes and a condition inspection.

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Research public listings, rental evidence, HOA, assessments and property risks with OpenAI. Only the address and city are sent; your buying plan stays private. Check source dates and confirm the exact unit.

46 properties

Compare income, cash flow and risks.

46 of 98 researched properties

Multifamily

Price$999K$590/SF

1916 Seidenberg Ave

Midtown East · Key West

2 reported units1,694 SF

Reported rent / mo: $7,650
Reported gross yield¹: 9.2%
Est. cap rate: 4.5%
Est. cash flow / mo: $3,478

Two 3 bed / 1 bath units, advertised at $3,850 and $3,800 monthly
$7,286/year historical tax

Source checked · Sep 25, 2026

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Multifamily

Price$499K$340/SF

1932 Dewey St

Hollywood South Side · Hollywood

2 reported units1,468 SF

Reported rent / mo: $3,900
Reported gross yield¹: 9.4%
Est. cap rate: 3.6%
Est. cash flow / mo: $1,388

$7,474/year historical tax

Source checked · Oct 5, 2026

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Multifamily

Price$1.39M$459/SF

1765 Normandy Dr

Normandy Isle · Miami Beach

4 reported units3,024 SF

Reported rent / mo: $8,667
Reported gross yield¹: 7.5%
Est. cap rate: 2.8%
Est. cash flow / mo: $2,972

2 × 2BR/1BA + 2 × 1BR/1BA
$15,491/year historical tax

Source checked · Oct 18, 2026

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Multifamily

Price$1.4M$314/SF

851 80th St

North Beach · Miami Beach

4 reported units4,458 SF

Reported rent / mo: $8,800
Reported gross yield¹: 7.5%
Est. cap rate: 2.6%
Est. cash flow / mo: $2,788

4 × 2BR/1BA
No HOA reported
$17,758/year historical tax

Source checked · Sep 25, 2026

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Multifamily

Price$1.7M$487/SF

2120 Biarritz Dr

Normandy Isle · Miami Beach

4 reported units3,492 SF

Reported rent / mo: $9,700
Reported gross yield¹: 6.8%
Est. cap rate: 2.5%
Est. cash flow / mo: $3,185

2 × 1BR/1BA + 1 × 2BR/1BA + 1 × 2BR/2BA
$18,497/year historical tax

Source checked · Sep 25, 2026

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Multifamily

Price$680K$179/SF

978 Gibraltar Rd

Winston Park · Key Largo

2 reported units3,794 SF

Reported rent / mo: $4,400
Reported gross yield¹: 7.8%
Est. cap rate: 1.9%
Est. cash flow / mo: $926

Two 2-bedroom / 1-bath units, each reported at $2,200 per month
$4,605/year historical tax

Source checked · Oct 14, 2026

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4133 SW 52nd St: aerial photograph of the existing duplex and lot

Multifamily

Price$839K$432/SF

4133 SW 52nd St

Broward Gardens · Dania Beach

2 reported units1,942 SF

Reported rent / mo: $4,350
Reported gross yield¹: 6.2%
Est. cap rate: 1.7%
Est. cash flow / mo: $1,065

Two existing residences: 3 bed / 2 bath and 2 bed / 2 bath
$13,067/year historical tax

Source checked · Oct 2, 2026

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Multifamily

Price$1.4M$614/SF

2713 NE 33rd Ave

Dolphin Isles · Fort Lauderdale

2 reported units2,271 SF

Reported rent / mo: $6,000
Reported gross yield¹: 5.2%
Est. cap rate: 1.3%
Est. cash flow / mo: $1,370

Two 2 bed / 2 bath units; total existing rent advertised at $6,000 monthly
$19,762/year historical tax

Source checked · Sep 25, 2026

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1938 Pierce St: listing exterior photograph

Multifamily

Price$495K$472/SF

1938 Pierce St

Royal Poinciana · Hollywood

2 reported units1,049 SF

Reported rent / mo: $2,800
Reported gross yield¹: 6.8%
Est. cap rate: 1.4%
Est. cash flow / mo: $498

Two 1-bedroom / 1-bath apartments offered together
Built 1954
5,454 SF lot

Source checked · Oct 11, 2026

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Multifamily

Price$1.36M$778/SF

600 SW 16th Ave

Little Havana · Miami

3 reported units1,748 SF

Reported rent / mo: $6,000
Reported gross yield¹: 5.3%
Est. cap rate: 1.2%
Est. cash flow / mo: $1,199

Three apartments in one offering
Built 1953
$11,161/year historical tax

Source checked · Oct 11, 2026

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18 Prospect Ln A & B listing photograph 1

Multifamily

Price$465K$177/SF

18 Prospect Ln A & B

Palm Coast Sec 24 · Palm Coast

2 reported units2,622 SF

Potential rent / mo: $3,370
Potential gross yield¹: 8.7%
Est. cap rate: 2.7%
Est. cash flow / mo: $930

3 bed / 2 bath per unit
Garage per unit
2023 reroof permit

Source checked · Oct 12, 2026

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Multifamily

Price$469K$181/SF

13 Buttonwood Ln

Palm Coast Sec 35 · Palm Coast

2 reported units2,588 SF

Potential rent / mo: $3,300
Potential gross yield¹: 8.4%
Est. cap rate: 2.5%
Est. cash flow / mo: $874

3 bed / 2 bath per unit
2 attached garages
Screened rear porches

Unit A advertised vacant

Source checked · Oct 12, 2026

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Showing 12 of 46Dated research

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Florida property research

Research scope includes Miami-Dade, Broward, the Florida Keys and Flagler County. Published observations vary by market.

¹ Gross yield excludes costs and financing. Source figures are unverified; estimates use editable assumptions. Check current listing availability. County records are separate from listings. Saves stay in this browser; export a backup before clearing site data. Sources & methods